Stop asking $3 questions.

If you want to change your financial trajectory, stop asking $3 questions.

Questions like, “Ellen, can I have a latte every day and still have the rich life I want?”
Or, “Is it okay if I have Netflix AND Hulu?”

Yes, those little things add up.

But when you spend all your energy on $3 questions, you aren’t focused on things that could save you tens of thousands of dollars.

When you are fighting with your partner over buying the expensive brand of beer, you miss the fact that you are paying 90% of your expenses on fixed costs like housing and insurance, leaving you one paycheck away from a financial pickle.

When you are spending your time driving across town to save ten cents a gallon on gas, you probably aren’t spending your time educating yourself on how to invest for your retirement.

It’s micro thinking about a macro problem.

And don’t get me wrong… I love a great find at Goodwill. But the next time you are sweating the small stuff, take a breath and ask yourself what you would like to change about the big picture.